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Working for Retirement Security
September 2008

September 2008 Longer life spans and other demographic changes are making it increasingly expensive to finance adequate retirement income. This September 2008 report examines these demographic changes and proposes solutions to ameliorate the projected decline in national labor force growth and add to national income by extending individual working lives. Based on findings, the report makes several recommendations which are highlighted below. Older workers should be given information about the personal advantages of delayed retirement. The Social Security Administration should continue to provide the most accurate and objective information possible to assist the public in making appropriate choices about when to claim benefits. Public policy should aim to remove barriers and improve incentives to encourage continued employment at older age. Employers should evaluate how older workers can contribute in the workplace and adapt policies and practices to accommodate a greater share of those who desire to extend their working lives.